Afreximbank’s management team oversees its full range of functions. These include Banking Operations, Credit, Administration, Human Resources, Finance, Treasury, Legal Services, Research and Planning, Strategy and International cooperation, Trade finance, Project and Export Development Finance, Risk Management, Executive Secretariat, External Communications, Corporate Finance and Advisory Services, Syndications and Specialized Finance, Information Technology, Compliance and the office of the President and Executive Vice Presidents.
The President is the Chief Executive Officer of the Bank and is empowered to appoint management, professional and non-professional support staff to assist him in the day-to-day management of the Bank.
Prof. Benedict O. Oramah,
President
Prof. Benedict Oramah holds a PhD in Agricultural Economics obtained in 1991 and has been decorated as a Professor of International Trade and Finance by Adeleke University, one of Nigeria’s foremost private universities in 2018. Prof. Oramah worked as the Assistant Manager, Research, for the Nigerian Export-Import Bank from 1992 to 1994 before joining the African Export-Import Bank as Chief Analyst in 1994, rising to the position of Senior Director, Planning and Business Development Department, in 2007. He was appointed to the position of Executive Vice President of the Bank in October 2008, a position he held until his appointment as President in June 2015 during the 22nd Annual General meeting in Lusaka, Zambia and he was inaugurated in September 2015.
Prof. Oramah has written over 30 articles on a range of African economic and trade related matters, many of which have been published in leading international journals.
Mr. Denys Denya,
Executive Vice President – Finance, Administration and Banking Services
Mr. Denya holds Bachelor of Accountancy and MBA degrees from the University of Zimbabwe. He is a member of the Institute of Chartered Accountants of Zimbabwe and of the Institute of Chartered Secretaries and Administrators. Mr Denya worked with Flexible Packaging Zimbabwe Limited as Group Finance Manager from 1991 to 1993 and then moved to TA Holdings as Financial Executive/Company Secretary from 1994 to 1996. He then moved to First Merchant Bank of Zimbabwe as Relationship Manager until 1997, when he became Finance Director and Managing Director, a position he held until 2006. He joined Nedbank Limited as Divisional Managing Director in charge of five Southern African countries from 2006 until April 2010, when he joined the Bank.
Dr. George Elombi,
Executive Vice President – Corporate Governance and Legal Services
Dr. George Elombi holds an LLM degree and a PhD Degree in Law (International Commercial Arbitration) from the University of London. He worked as a Lecturer on a full time basis with the University of Hull, United Kingdom, before he joined the African Export-Import Bank as Legal Officer in October 1996. He was appointed to the position of Deputy Director, Legal Services in 2008, and to the position of Executive Secretary and Head of Legal Services in January 2009. In April 2015, he was appointed Executive Vice President (Corporate Governance and Legal Services), while also still remaining as the Executive Secretary.
Mr. Amr Kamel,
Executive Vice President – Business Development & Corporate Banking
Mr. Kamel holds a Bachelor of Arts degree majoring in Economics from the American University in Cairo, Egypt in 1985; and an MBA in Financial Management from City University of New York, USA in 2001. He has 26 years of banking experience that started immediately after graduation in 1985 during which he worked in four banks namely: Bank of Credit & Commerce from 1985 until 1991; Bank of America from 1991 until 1994; Chemical Bank (currently J.P. Morgan Chase) from 1994 until 1995 where he was Chief Dealer. Mr Kamel joined the African Export-Import Bank in 1995. His experience spans many banking functions ranging from structured trade finance, documentary credits, operations, loan administration and agency, treasury, marketing, and business development. He joined the Bank as a Senior Operations Associate and rose through the ranks to the position of Director, Banking Operations in January 2011 and was promoted to Executive Vice President – Business Development & Corporate Banking in 2016.
Ms. Kanayo Awani,
Managing Director, Intra-African Trade Initiative
Ms. Kanayo Awani holds a BSc degree in Estate Management from the University of Nigeria and a Master of Public Administration degree in Public Policy & Management, majoring in International Trade and Finance, from Harvard University, Cambridge, USA. Mrs Awani worked for Citigroup Nigeria for the 17 years in various functions, including Structured Trade Finance and Relationship Management. Her last position before she left Citigroup to join the African Export-Import Bank was the Head of Industrial and Commercial Corporates in Nigeria. Prior to Citigroup, she worked as Collateral Officer for the Nigerian Agricultural & Cooperative Bank Ltd for one year.
She joined the Bank in April 2009 to head the newly created Trade Finance and Branches department and in June 2016 she was appointed as Managing Director of the Intra-African Trade Initiative.
Mr. Samuel Loum,
Director & Global Head, Credit Assessment
Mr. Samuel Loum holds a BA (Social Science) degree from Makerere University, Kampala, Uganda and an MBA degree in International Finance from Glasgow University, Scotland. He has over 23 years of banking experience, mainly in the field of international banking and credit analysis. He started his banking career at the Bank of Uganda (the Central Bank in Uganda) in 1985 in the External Operations Department, where he spent 12 years. Subsequently, Mr Loum was among the team of officials which set up the program for managing the foreign currency reserves held by the Bank of Uganda on behalf of the government. Mr Loum joined the African Export-Import Bank in January 1998 as a Credit Analyst in the Credit Unit of the Bank. Mr Loum was later promoted to, and currently heads, the Credit Department of the Bank.
Dr. Robert Tomusange,
Director & Global Head, Administration
Dr. Robert Tomusange is the Director & Global Head Administration of Afreximbank and was appointed in May 2010. He holds a Bachelor of Science (Mathematics) and Master of Business Administration degree from Makerere University Kampala, a Master of Development Finance degree from the University of Stellenbosch Business School, South Africa and a Doctor of Business Administration degree from Walden University, USA. Before joining the Bank, Dr. Tomusange worked as the Director, Finance and Administration for a US Government funded project of the John Hopkins University, USA, based in Dar el Salaam, Tanzania. Prior to that, he worked as the Africa Portfolio Manager and Southern Africa Project Officer for the Africa Management Services Company, a joint programme of the United Nations Development Program, the International Finance Corporation and the Africa Development Bank, stationed in Johannesburg, South Africa. Prior to this, Dr. Tomusange was based in Uganda where he worked for Malaria Consortium Africa as the Africa Operations Manager; Chemonics International “Strengthening the Competitiveness of Private Enterprise” US Government supported project as the Operations Manager; Program for Appropriate Technology in Health (PATH) as the Head of Administration, Finance and Human Resources, the Bill and Melinda Gates Foundation supported Africa Youth Alliance Project in Botswana, Ghana, Tanzania and Uganda; and Johns Hopkins University Program for International Education in Reproductive Health (JHPIEGO) as the Financial and Administrative Manager. Dr. Tomusange has 20 years Administration Management experience with various international organizations operating across various international development sectors.
Mr. Stephen T. Kauma,
Director & Global Head, Human Resources
Mr. Stephen T Kauma holds a BA degree in Political Science from University of Makerere, Uganda; an MBA from the Makerere University Business School, Uganda and a Diploma in Human Resource Management from the Uganda Management Institute, Kampala. On graduation in July 1995, Mr Kauma joined Alliance Air, a regional subsidiary of South African Airways in Kampala for five years in the Finance & Administration Department before he joined KPMG East Africa, based in Kampala, as a Business Advisor in the Business Advisory Services Department in 2000. In 2003, he joined PricewaterhouseCoopers in Uganda as a HR Advisor, rising to the position of Manager, Human Resource Services in 2006. In March 2007, he joined Lafarge Cement, the largest building materials company in the world, as Human Resource and Administration Manager for Uganda. Mr Kauma joined the African Export-Import Bank in November 2008 as a Human Resource Officer and became Director (Human Resources) in February 2015.
Dr. Hippolyte Fofack,
Chief Economist and Director, Research and International Cooperation
Dr. Hippolyte Fofack holds an Advanced Degree in International Economics and Finance from the University of Bordeaux, France and a PhD in Mathematical Statistics from American University in Washington DC, USA. He has over 20 years of experience in the field of economics and finance. Prior to joining the African Export-Import Bank, he worked for the World Bank Group in Washington DC for over 18 years in various functions, including Senior Country Economist and Head of the Macroeconomics and Growth Programme.
Mr. Elias Kagumya,
Chief Risk Officer
Mr. Kagumya holds a Master of Science in Accounting and Finance from Makerere University Business School, Uganda and a Bachelor of Business Administration in Accounting from the same university. He is a Certified Risk Analyst and a member of the Professional Risk Managers’ International Association (PRMIA). Mr Kagumya worked for Stanbic Bank in Uganda for eight years and held various positions including the Head of Risk, Regional Head of Operational Risk for Personal and Business Banking-Eastern Hub Standard Bank and Market Risk Analyst. Prior to that, he worked for six years with Centenary Rural Development Bank Ltd, Uganda where he held various positions as Senior Accountant and Bank Officer Trainee in the Bank. Mr Kagumya joined the African Export-Import Bank as Director for Risk in September 2015.
Ms. Gwen Mwaba,
Director & Global Head, Trade Finance
Ms. Mwaba holds a Master of Business Administration from Heriot-Watt University in the United Kingdom and a Bachelor of Applied Accounting from Oxford Brooks University also in the United Kingdom. Ms. Mwaba joined Afreximbank in June 2015 as Regional Manager for Anglophone West Africa and was appointed to Director Trade Finance in June 2016. Previously she worked with Stanbic Bank Zambia Ltd as Head, Vehicle and Asset Finance and as Head, Corporate Banking; Standard Bank of South Africa as Head of Corporate Banking; African Banking Corporation as Corporate Banking Manager.
Mr. Constantin von Moltke
Director, Syndications & Agency
Mr. von Moltke has 20 years’ experience of working for both commercial banks and development finance institutions in the loan markets in Africa, Europe, and the Middle East. Prior to that he worked with the African Development Bank (AfDB) where he served as Head of Loan Syndication and Co-Financing in the Private Sector Department for 4 years. Prior to his AfDB experience, he was the Global Head of the Project and Commodity Finance Loan Syndication team at UniCredit Group from 2002 to 2012 and also served as Manager in the European Energy and Utilities project and acquisition finance team at Dresdner Kleinwort Wasserstein from 1996 to 2001. In these capacities, Mr. von Moltke was responsible for advising, arranging and syndicating project / acquisition financings and structured commodity financings in the energy, infrastructure, natural resources and industries sectors.
Mr. von Moltke started his career at the International Trade Centre (UNCTAD/WTO) in Geneva. He graduated from Fribourg University, Switzerland and holds a master’s degree in economics and political science.
Ms. Samalie Kiyingi,
Director, Legal Services
Ms. Kiyingi is qualified as a Solicitor in New South Wales, Australia, and in England and Wales. She holds a First Class Bachelor of Law, a Bachelor of Arts in International Studies, and a Graduate Diploma in Legal Practice from the University of Technology, Sydney, Australia.
Prior to her appointment at Afreximbank, Ms. Kiyingi held a number of senior positions, including Director and Head of the Securitization Regulatory Policy and Advisory Group at Deustche Bank, London; Senior Associate at Clifford Chance, London; and Member of the UK Government’s Emerging Capital Markets Taskforce. Ms Kiyingi also has origination exposure from her time as Associate Director on the Africa Desk at British Arab Commercial Bank, London. She began her career as a banking lawyer at Ashursts (previously Blake Dawson Waldron) in Sydney.
Mr. Rene Awambeng,
Director & Global Head, Client Relations
Mr. Awambeng holds a Bachelor of Arts from University of Yaoundé, Cameroon and an MBA from University of Nottingham Business School, Nottingham, U.K. Mr. Awambeng is a member of The Chartered Institute of Management Accountants- London, U.K. “CIMA”
Mr. Awambeng joined the Bank in December 2016 as Director Client Relations. Prior to that, he has been working as the Group Head of Global Corporates, Regional Corporates, and Commodity Finance, Corporate & Investment Bank, Ecobank Transnational Inc. based in France, Nigeria, and UK. Mr. Awambeng occupied the position of Executive Managing Director/ Chief Executive Officer of Ecobank Rwanda Ltd for 2 years. He worked also as the Managing Director/ Chief Executive Officer of Ecobank Democratic Republic of Congo, Kinshasa, DRC for another 2 years.
Mr. Ibrahim Sagna,
Director and Global Head, Advisory & Capital Markets
Mr. Sagna holds a Bachelor’s degree and a Master of Finance from Boston College and has been sponsored to management programs both at Harvard Business School and London Business School.
Prior to joining the African Export-Import Bank in June 2017, Mr Sagna headed the Financial Advisory Services of the Africa Finance Corporation (AFC). He is a seasoned executive with the privilege of two decades’ track record in international finance.
Throughout his career, he has been involved in landmark African transactions such as Celtel International (today Bharti Airtel Africa), Safaricom, PanAfrican Energy (now part of Addax), First Bank Zambia (now Atlas Mara), Africa Improved Foods (AIF) and Rwanda Online (ROL).
His professional experience includes the International Monetary Fund (IMF); Emerging Capital Partners (ECP) in America; and Millennium Global and Blackthorn Capital in Europe. He recently served as a board director to the Capital Markets Authority (CMA) of Rwanda and currently holds governance roles on various boards.
Mr. Kwabena Ayirebi,
Director, Banking Operations
Mr. Kwabena Ayirebi joined the African Export-Import Bank in September 2017 as Director Banking Operations. Mr Ayirebi holds a Master of Sciences in Financial Engineering and Quantitative Analysis from the University of Reading, UK. He also holds a Bachelor of Sciences in Civil Engineering from Kwame Nkrumah University of Science & Technology and a Bachelor of Sciences in Financial Services and Associateship from the University of Manchester, Institute of Financial Services.
For the eight years prior to joining the Bank, Mr Ayirebi held various positions at HSBC, MENA such as Senior Executive, Global Banking & Commercial Banking, Managing Director, Regional Head of Trade & Receivables Finance, Global Head of Business Management, Trade & Receivables Finance, and Senior Manager, Group Strategy & Planning. Prior to that, Mr Ayirebi worked as Head, Trade Sales and Client Management at SAAB, Saudi Arabia. He also occupied the position of Vice President, Decision Analytics at HSBC Asia Pacific for three years, and Vice President, Trade Services for two years. Mr Ayirebi started his career as Manager Credit MIS and Reporting at Standard Chartered Bank, Ghana.
Mr. Tito Alai
Director, Communications & Events
Mr. Alai holds an MBA degree from Kingston University London. He also holds a bachelor’s degree in Commerce from the University of Nairobi.
Mr. Alai has been developing projects in the converging Technology, Media, Telecoms, Financial Services and Consumer Goods sectors with Pan African impact. Prior to joining Afreximbank, he worked as the CEO & Strategy Consultant of MIMI Africa for 10 years. Prior to that, Mr. Alai worked as a Group Chief Commercial Officer at Zain Mobile Telecommunications Group. He previously worked for Celtel International BV Amsterdam as a Chief Commercial Officer. He also worked as a Film Category Director – Western Europe at Eastman Kodak Company in London, as Director Sales, Marketing and Customer Service at African Lakes PLC / Africa Online based in London and Nairobi, and as an International Brand Manager – Global New Markets At Unilever Plc, based in London.
Mr. Chandi Mwenebungu,
Director, Treasury & Markets
Mr. Chandi Mwenebungu holds a Master’s Degree in Accounting and Finance. He is a Fellow of the Association of Certified Chartered Accountants (FCCA), a member of the Chartered Institute for Securities and Investments (CISI) and an associate member of the Association of Corporate Treasurers (ACT). He previously worked as Head of Treasury and Investments for International Insurance Company of Hannover (Interhannover) in London and Cigna International (Europe) in Glasgow, United Kingdom. Prior to his relocation to the United Kingdom, he worked for Nedbank Malawi Limited as Treasury Manager. Mr. Mwenebungu joined Afreximbank in October 2013 as Senior Manager, Treasury, and was appointed Director, Treasury, in March 2018.
Mr. Abel Azuwueze Osuji,
Director, Internal Audit
Mr. Abel Azuwueze Osuji received a Master of Science degree in Economics from Enugu State University of Technology, Nigeria, in 2005, and an MBA from University of Lagos in 2000. He also holds a Bachelor of Science in accounting from the University of Port Harcourt, Nigeria, received in 1992.
Mr. Osuji was elected Fellow of the Institute of Chartered Accountants of Nigeria in 2013 and holds a Certified Risk Analyst certification which he received from the International Academy of Business and Financial Management in 2013.
Prior to joining the Bank, he held various positions at Intercontinental Bank Plc (now Access Bank Plc, Nigeria) and Ernst & Young, Nigeria. Mr. Osuji joined the Bank in October 2010 as Head of Internal Audit.
Mr. Olaleye Babatunde,
Director, Information Technology
Mr. Babatunde received an MBA from Lagos Business School in 2004. He also earned an M.Sc. in Computer Science from University of Lagos in 1998 and a B.Sc. in Computer Science, from the University of Ibadan in 1995.
His executive education is wide and varied and included business leadership training at IESE Business School, Spain and the Senior Leadership Programme at Standard Bank’s Global Leadership Centre in South Africa.
Prior joining Afreximbank, Mr. Babatunde was the the Chief Information Officer/Deputy General Manager at Stanbic IBTC Bank, Nigeria.
Mr. Babatunde joined Afreximbank in February 2014 as Head of Information Technology and became Director, Information Technology, in March 2019.
Mr. Idrissa Diop
Director, Compliance
Mr. Idrissa Diop came to Afreximbank in 2019 from Ecobank Transnational Inc. where he was Group Head of Compliance, after joining that institution in June 2011. He has 20 years’ experience from various European financial institutions and Ecobank Group, having worked for 10 years in Senior Compliance positions in Luxembourg, including at Schroders Investment Managers Luxembourg, Amundi Luxembourg (Credit Agricole Group) and Societe Generale Bank & Trust Luxembourg.
Mr. Diop received his training in France and holds a Master of Finance from Panthéon-Sorbonne University; a postgraduate degree in Financial Strategies from University of Cergy Pontoise; a Master of Internal Audit from René Descartes University, Paris V; and a diploma in Islamic Finance from University of Strasbourg. He is a member of the SWIFT Board Compliance Advisory Committee which advises SWIFT on tackling and setting standards against financial crimes and money laundering and terrorism financing risks.
Mr. Gerald Chihota,
Director, Board Secretariat
Mr. Gerald Chihota is the Head of the Board Secretariat Unit. Mr Chihota holds a Bachelor of Laws (LLB) Hons from the University of Zimbabwe, a Master’s in International Economic Law (University of Warwick, UK) and a diploma in Banking (Zimbabwe Institute of Bankers). He is also a registered legal practitioner, conveyancer, notary public and administrator of estates in Zimbabwe. Mr Chihota joined the African Export-Import Bank in December 2009 as Manager, Legal Services, and was appointed Senior Manager, Board Secretariat, in July 2016. He started his working career as a lawyer working with Kantor & Immerman Legal Practitioners in Zimbabwe before joining the financial services industry where he worked with several banks in Zimbabwe holding various roles the last of which was Southern Africa Regional Head (Legal and Company Secretarial) for Barclays Bank.
Mr. Kofi Asumadu,
Director, Guarantee & Specialised Finance
Mr. Kofi Asumadu holds a Bachelor of Science degree in Commerce from University of Cape Coast, Ghana; a Master of Science in Corporate Management & Finance from Université Paris I, Panthéon-Sorbonne, France, and a CFA Level 2 from CFA Institute. He has 26 years of banking experience. Prior to joining the African Export-Import Bank, he held various positions at Ghana Commercial Bank Plc. Mr. Asumadu joined the Bank in November 2008 as Manager, Special Funding Unit.
Mr. Francis Esoh,
Head, Credit Quality Assurance
Mr. Esoh holds a Master of Sciences in Economics (Money & Banking) from the University of Port Harcourt, Nigeria. He also holds a Bachelor of Sciences in Economics (Industrial Economics) from the University of Yaoundé, Cameroon. Prior to joining Afreximbank in September 2017, Mr Esoh held various roles at Standard Chartered Bank, including Africa Regional Head of GSAM (Group Special Assets Management) based in Dubai then Johannesburg; Area Head of GSAM for Southern Africa, Cameroon and Côte d’Ivoire, based in Johannesburg; Country Head of GSAM for Cameroon, based in Douala; Branch Manager, SCB Cameroon and Credit Manager, SCB Cameroon. Mr Esoh started his career as a Junior Economist at the United Nations Development Programme (UNDP) in Yaoundé, Cameroon.
Mr. Mhamed Laraqui Houssaini,
Head, Equity Mobilisation & Investor Relations
Mr. Mhamed Laraqui Houssaini holds a Master’s Degree in Finance from Ecole des Hautes Etudes Commerciales (HEC), Paris.
Prior to joining the African Export-Import Bank in March 2018, Mr. Mhamed Laraqui Houssaini was Senior Vice President at Jefferies International Limited, Zurich. Prior to that and for three years, Mhamed worked as Senior Vice President/Branch Manager at the same organisation, in its Paris Office. Mhamed also worked as Managing Director at Bears Stearns International Limited in London for seven years. He has worked as Global Equities Sales Trading at Merrill Lynch Capital Markets, Paris, and French Equities Sales Trading at Société Générale Securities, Paris for five years.
Ms. Oluranti Doherty,
Director, Export Development
Ms. Oluranti Doherty holds a Master’s Degree in Finance from the University of Leicester, UK, and a Bachelor’s Degree in Accounting from Olabisi Onabanjo University, Nigeria. She is also a Fellow of the Institute of Chartered Accountants of Nigeria. Ms. Doherty joined Afreximbank in February 2014 as Manager for Project and Export Development Finance and was appointed Head, Export Development, in March 2019.
She has over 17 years’ work experience that cuts across Project Finance, Structured Trade Finance, Credit Analysis and Structuring as well as Financial and Management Advisory Services. Prior to joining Afreximbank, Ms. Doherty worked with Wema Bank Plc, Nigeria, where she held various positions, including Head, Project and Concessionary Finance, and Manager, Advisory Services and Special Products.She also worked with Ashford and McGuire Consulting Nigeria; KPMG Professional Services Nigeria; Guaranty Trust Bank Plc., Nigeria; and NBM Bank Limited, Nigeria.
Mr. Kudakwashe Matereke,
Regional Chief Operating Officer, East Africa
Mr. Kudakwashe Matereke joined Afreximbank in January 2011 as Trade Finance Manager with responsibility for business development, deal structuring and customer relationship management across different countries in East and North Africa. He was appointed to his current position of Regional Manager – East Africa in February 2015, with responsibilities for business development and customer relationship management across the East African region. Prior to joining the Bank, Kudakwashe held various positions for more than 13 years with different banking institutions. These included Senior Manager Structured Trade & Commodity Finance at Nedbank Limited, Johannesburg, with responsibility for supporting the bank’s African subsidiaries and operations outside South Africa; and Senior Trade Finance Officer at PTA Bank (now TDB Bank), responsible for deal structuring and management of customer relationships in the COMESA region. Kudakwashe holds a Bachelor of Commerce from National University of Science & Technology in Zimbabwe.
Mr. Alain-Thierry Mbongue,
Regional Chief Operating Officer, Francophone – Central & West Africa
Mr. Mbongue holds a Bachelor’s degree and a Master’s degree in Management Economics from Catholic University of Central Africa, Yaounde, Cameroon. For the six years prior to joining Afreximbank in November 2015, Mr Mbongue was Vice-President – Corporate & Investment Bank Head for Citi Congo. Prior to that, he worked for Citi Cameroon for eight years in various positions, including Vice President, Public Sector Head, Senior RM, Trade Product Manager and Credit Analyst. He also worked for Standard Chartered Bank, Cameroon, for five years as Relationship Manager, Credit Analyst and Trade Finance Officer.
Mr. Abdoulaye Koné,
Regional Chief Operating Officer, Anglophone West Africa
Mr. Abdoulaye Koné joined the African Export-Import Bank in February 2017. Mr Koné holds an MBA in Marketing & Management from Ecole Supérieure d’Abidjan (ESCA), Côte d’Ivoire.
Before joining the Bank, Mr. Koné was Head of Corporate Banking at Ecobank, Togo, for four years. Prior to this, he worked with Access Bank as Assistant General Manager; Standard Chartered in various roles; and Banque Atlantique-Senegal as Country Risk Manager.
Mr. Humphrey Nwugo,
Regional Chief Operating Officer, Southern Africa
Mr. Nwugo joined Afreximbank in January 2010 as Manager, Banking Operation and rose to become Senior Manager, Syndications, before he was appointed Regional Chief Operating Officer in February 2019.
Mr. Nwugo’s previous experience includes stints at Intercontinental Bank Plc; Lagos, as Deputy Manager/Head, Financial Advisory, Corporate Finance Department, from 2007 to 2009, and at Zenith Bank Plc; Lagos, as Senior Assistant Manager, Real Estate Finance, Agriculture and Export Finance, Mortgage and Consumer Credit, from 2003 to 2007. He also worked as Assistant Banking Officer, Corporate Finance, at Citizens International Bank Limited, Lagos, from 2000 to 2003.
Mr. Nwugo received an MBA from the University of Leicester in the United Kingdom and a Bachelor of Science in accounting from the University of Calabar, Nigeria. He is a member of the Chartered Management Institute, United Kingdom, and the Institute of Chartered Accountants of Nigeria. He is also an Associate Chartered Accountant.